Debt is Unavoidable
Debt comes in many different forms. The average Scottish household owes £13,000 to creditors – and that figure does not even include their mortgage. The availability of cash through loans and credit has revolutionised the way we manage our finances. This new access to money can be a great way to help better our lives and provide for our children. However, manageable debt can easily spin out of control and start to hold us back rather than push us forward. This unmanageable debt is a problem that we can work through together making use of various legal and government legislated procedures.